Terms of Service

1. Introduction

Welcome to Monsy.app! These Terms of Service (“Terms”) govern your use of Monsy.app (“the Service”), owned and operated by Monsy.app. By creating an account or using any features of the Service, you agree to these Terms. Please read them carefully.

2. Eligibility

You must be at least 16 years old to use Monsy.app. By using our service, you confirm that you meet this age requirement and have the legal capacity to enter into this agreement.

3. Your Account

• You are responsible for keeping your account credentials confidential.
• You agree to provide accurate, current, and complete information during registration and to update your details as necessary.
• You are responsible for all activities that occur under your account.

4. Acceptable Use

• You agree not to use Monsy.app for any unlawful or harmful purpose.
• Do not attempt to gain unauthorized access to other users’ data or our systems.
• Do not use Monsy.app in a way that could damage, disable, or impair our services.

5. Privacy

We care about your privacy. Please review our Privacy Policy to learn how we collect, use, and protect your information.

6. Subscription & Fees

• Certain features of Monsy.app may require a paid subscription.
• Prices and payment terms will be displayed prior to purchase.
• All fees are non-refundable except as required by law.

7. Intellectual Property

All content, logos, trademarks, and software provided by Monsy.app remain the intellectual property of Monsy.app. You may not copy, modify, distribute, or create derivative works without our permission.

8. Disclaimer & Limitation of Liability

• Monsy.app is provided “as is” and “as available.”
• We do not provide financial advice. All financial decisions are your responsibility.
• We are not liable for any losses or damages resulting from your use of the Service.

9. Changes to Terms

We may update these Terms from time to time. We will notify you of any significant changes by posting them on this page. Continued use of Monsy.app after changes means you accept the new Terms.

10. Contact

If you have any questions about these Terms, please contact us at hello@monsy.app.